AARP® Auto Insurance | AARP Car Insurance Quote

12-Month Auto Insurance Rate Protection

Unlike other insurers who may change your rate every six months, with us you can relax knowing you’ll have the same low car insurance premium for a full year.

RecoverCare§ – Assistance After an Accident

The AARP Auto Insurance Program from The Hartford protects more than just your car. If you’re ever hurt in an accident, our RecoverCare coverage pays you back for things you can’t do yourself, like:


  • House cleaning
  • Lawn maintenance
  • Snow removal
  • Transportation services
  • Food preparation
  • Dog walking

If the injury keeps you from driving to work, we can also help you pay for a taxi. And if you can’t get to the supermarket, we can even help cover the costs to have groceries delivered to you.

New Car Replacement Coverage

If you total your new car within the first 15 months or 15,000 miles after you buy it (whichever comes first), we’ll pay to replace it with a new one of the same make, model and equipment. We’ll even do this with no deduction for depreciation.§§

Lifetime Car Repair Assurance

After a covered claim, we’ll help you find a trusted repair service so you don’t have to go through the hassle yourself.


If you use one of the 1,600+ repair shops in our approved network, we’ll stand behind the quality of the repairs for as long as you own or lease your vehicle.

24/7 Car Insurance Claims Hotline

Accidents can happen at any time. That’s why you need an automobile insurance company that can respond immediately – no matter what time you call.


Our 6-point Claim Commitment assures you’ll get prompt and caring service throughout your claims experience. File a claim with us 24/7 by calling 877-805-9918. We’ll walk you through the car insurance claims process for AARP members.


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