Google Pay makes it easier to activate UPI account, here is how

Google Pay has made it easier to activate or create a UPI account on this service. Users who want to onboard UPI via the latest option will need to make sure that the phone number on their Aadhaar and bank account are the same.

By Ankita Garg: Google Pay has made it easier to activate or create a UPI account on this service. The company has announced that people can now use their Aadhaar card to setup an account and one won’t be required to set a UPI PIN with a debit card.

“As UPI scales to the next hundreds of millions of Indian users, this is expected to help many more users set up UPI IDs and enable them to make digital payments. This feature is now available to bank account holders of supported banks,” Google said.

But, why is Google offering an Aadhaar-based service? The tech giant says that over 99.9 percent of the adult population in India have an Aadhaar number and use it at least once a month. Hence, the Aadhaar-based onboarding facility on UPI is provided to make it available to a wide number of users and further financial inclusion.

Users who want to onboard UPI via the latest option will need to make sure that the phone number on their Aadhaar and bank account are the same. Also, their bank account and Aadhaar should be linked in order for this to work. Once they have done this, you will be able to activate your Google Pay UPI account using the latest feature.

How to activate or setup Google Pay account using Aadhar card

– Download Google Pay app and once you enter the setup screen, you will see the option to select between a Debit card or Aadhaar-based UPI onboarding. Just select Aadhaar.

-Now, enter the first six digits of their Aadhaar number to initiate the process.

-In order to complete the authentication step, users will have to enter OTPs received from UIDAI and their bank.

-Subsequently, their respective bank will complete the process and they can set their UPI PIN.

Is it safe to add Aadhaar number to Google Pay?

After completing all the steps, customers will be able to use the Google Pay app to make transactions or check balance. Once a user enters the first six digits of an Aadhaar number, it is sent to UIDAI via NPCI for validation. This process ensures the safety of users’ Aadhaar number. Google Pay does not store the Aadhaar number and merely acts as a facilitator in sharing the Aadhaar number with the NPCI for validation.

Google Pay has made it easier to activate or create a UPI account on this service. Users who want to onboard UPI via the latest option will need to make sure that the phone number on their Aadhaar and bank account are the same.



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